How to Save Money When Prices Rise

Going from spender to saver can be a difficult transition. Many of us are looking for new ways to save. It means changing the way we think about spending and saving.

SAN ANTONIO, Texas — “Everything is expensive right now,” said Karen Owens, a frugal mother of four from Leon Springs.

Inflation is what prompted her to change her budget. It was already tight, but she was sure she could squeeze even more savings out of her money.

“As soon as the price of meat went up, we had to reassess what we were doing,” she says.

That’s when she created her frugal food meals like chicken noodle soup. The key ingredients are mostly canned goods, including canned chicken and canned vegetables, all of which are cheaper than fresh produce.

“This meal costs about $6 and it will feed the whole family,” she says.

Other ideas include a rice dish with sausage and several canned foods.

“You can add diced tomatoes, which gives it a nice red color,” she said. “Then I add a can of three beans.”

Changing your mindset from spender to saver can be easy with simple changes. Christina of, San Antonio Savings Educator Save with Christina coupon recommended.

“It’s helped me a lot because I don’t have to pay for a lot of things that I used to pay for,” she said. “I constantly get pretty much everything we need from a household perspective for pennies on the dollar or completely free, things like detergent and soap and toothpaste and shower gel and hairspray for the hair and shampoo.”

She also said to find supportive friends.

“I think we tend to look like the people we spend the most time with,” Christina said. “Of course, you don’t all need to have new friends. You love your friends. You want to keep your friends, but if you’re personally trying to do something new that you’ve never done before, I find it will be beneficial to have like-minded friends. So grab some new friends that you can add to your group of friends who share this common goal because when the going gets tough, he’s someone you can lean on and say “hey, I’m trying to to save money”. I really want to go shopping and buy something or I want to buy new clothes. This person, this thrifty friend, can help you get out of trouble, while your spendthrift friends might say, “Hey, girl, I’m coming to get you.” We’re going shopping for new clothes.

She said she found the most support in online communities.

Smart savings expert Andrea Woroch says to start saving by paying yourself first.

“That means treating your savings like any other bills you have and prioritizing them,” she said. “So whether it’s 20% of the top amount before you even pay your bills or whatever amount you’re trying to save, put that in a separate online savings account so it’s out of sight, far from mind. Don’t link it to your checking account, otherwise it’s easy to tap into.

Then be sure to track all of your expenses.

“If you’re not careful, it’s so easy to spend an extra $10 here, an extra $20 there and it really adds up at the end of the day,” Woroch said.

She uses the Mint App to track expenses.

“When you have everything in one place and see that you’re spending all that money on a daily basis, it will make you step back, re-evaluate, be more mindful, and make better buying decisions,” Woroch said.

Make retirement contributions easier by saving your raises and bonuses.

“Put that straight into savings,” Woroch said. “You’re already used to living on what you earn, so if you get a raise or a bonus, you don’t have to spend it. Put it directly into your savings, put it directly into paying off your debts. If it’s in your account, you’ll be tempted to spend it.

Also identify your spending triggers. Work to recognize and eliminate them.

“Delete store apps on your phone,” Woroch said. “Turn off push notifications that notify you of new sales. Unsubscribe from newsletters from these stores. Delete your payment information stored on Amazon or any of these online accounts. The harder it is to buy something, the less you can do it impulsively without thinking and the time it takes you to go get your credit card or enter those shipping details can be enough to deter you from making that purchase.I also find that if you can’t enter in a store without impulse buying, so don’t go in. There are so many options for ordering online.

Or cut back on the little luxuries, but don’t cut them out completely, a smart shopping expert has suggested Trae Bodge.

“Things you pay other people for that you could do yourself, like your nails,” she said. “It’s always so nice to go to the salon and be treated to a manicure or pedicure, but with a little practice it’s something you could do at home on your own when you go. stuff yourself with your latest Netflix series and you can save hundreds of dollars.

Bodge also said to save while waiting for the three-day holiday weekend sales to get deals on big purchases and to use browser extensions for online shopping that actively seek savings for you like CouponCabin or SlickDeals.

Owen’s money-saving strategies include changing the time she goes to the grocery store. Go there when it opens to get the best deal on meat.

“They’ll sometimes drop 50% so you can get 4 pounds of meat instead of $22, you’ll get it for $12,” she said. “Then you can split that up and put it in your freezer.”

She also does second-hand shopping. She found a designer dress and shoes 70% off retail at Goodwill.

“Now, originally, this Liz Claiborne dress is $70, and so are the shoes,” Owens said. “It’s $140, but I got the whole outfit for $8.”

Even adjusting a few of your spending habits will increase your savings. Start with a new savings strategy, then add more.

Karen Owen’s frugal recipes:

Chicken noodle soup

Boil and drain over a bag of noodles.

Diced garlic and a little butter.

Sauté for a few minutes.

A can of cream of chicken

A can of carrots, drain and rinse

A can of peas, drain and rinse

A can of chicken, drain and rinse

Boil for a few minutes and serve.

rice dinner

Brown the onions, garlic and/or green peppers (vegetables of your choice).

Also brown the meat of your choice.

Cook a large box of rice mix. Karen likes Zatarain because it contains spices.

One can beans, drain and rinse

A can of diced tomatoes

You also add more white rice to extend the recipe.

egg frittata

You will need a greased muffin tin

Bake at 400 for about 10 minutes.